Terms of Service
Last Updated: February 21, 2026
Welcome to Creative Insurance Group. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions.
1. No Professional Advice
The information provided on this website is for general informational purposes only. While we strive for accuracy, the content—including descriptions of insurance products, carrier lists, and compliance guides—does not constitute a binding insurance contract or professional legal, tax, or financial advice. All insurance coverage is subject to the specific terms and conditions of the issued policies.
2. No Binding Coverage
Completion of any form on this website, including the HubSpot lead form, does not establish an insurance policy or provide immediate coverage. Coverage can only be bound after a formal application process and confirmation from the respective insurance carrier.
3. Intellectual Property
All content on this site, including the "Creative Insurance Group" name, logo, and the "Evolution of Benefits" framework, is the property of Creative Insurance Group. You may not reproduce, distribute, or use our branding without express written consent.
4. Third-Party Links
Our website contains links to external insurance carrier portals and HR service providers (e.g., Aetna, UHC, Ameriflex). We do not control and are not responsible for the content, security, or privacy practices of these third-party sites.
5. Limitation of Liability
Creative Insurance Group and its partners shall not be liable for any errors or omissions in the website content or for any technical issues resulting from your use of the site. Your use of the information provided is at your own risk.
6. Governing Law
These terms are governed by and construed in accordance with the laws of the State of Texas. Any disputes arising from the use of this website shall be resolved in the courts of Collin County, Texas.
7. Contact Us
If you have questions regarding these terms, please contact us directly:
Creative Insurance Group
3600 Eldorado Pkwy, Bldg C, Suite 3
McKinney, TX 75070